A pawn shop loan from a pawn broker is actually quite simple when compared to a conventional loan, and the repayment terms are easy and transparent. If it's your first time looking into pawn transactions, you want to know more about what these short-term loans are and how they work. We have outlined some of the key information that you need to know about these personal loans here, but you can also stop by or give us a call at 757-382-9066. We would love to tell you more about how the average pawn shop loan works and how we can help you as your Chesapeake collateral loan brokers.
Secure Your Pawn Shop Loan With Items of Value
Our financial products are a bit unique. Unlike with conventional loans from credit unions and banks, we don't perform a credit check. We don't care whether you have a good credit score or not...in fact, we don't even care if you have a bad credit score. The truth is that we will never know, since we don't even check!!!
The reason we're able to grant you a new loan without looking into your credit (or income or employment history) is because, unlike the average financial institution, we secure your loan with valuable items that you bring in. We determine how much you can borrow based on your item's value...if you bring in items with a higher resale value, you'll be able to borrow the highest dollar amount. We make it entirely possible to borrow the top dollar amount in the form of fast cash if you bring in diamond jewelry, Rolex watches or other high-end items.
If you're only looking to borrow small amounts of money, on the other hand, our loan options will still work for you. A less expensive piece of jewelry can work for taking out this type of short-term loan, for example.
We accept musical instruments, power tools, diamond jewelry, gold jewelry, video game consoles, laptops, tablets, gold, silver, and more. Bring us your item, and we'll determine the appraised value of the item on the spot...then, we'll make you a loan offer in a very short time! After all, our loan process is quick and easy. Just make sure you bring in a government form of identification to avoid delays in the process, since we are required by law to ask for your ID.
Retrieve Your Item When You Repay Your Loan
Yes, you will have to leave your item of value with us when you walk away with your loan amount. Don't worry...we will keep your item of value safe until the due date of your quick cash loan, which you will find on your pawn ticket. Just make sure you repay us by your due date, and you'll get your item back in the same condition that it was in when you brought it.
Get a Pawn Shop Loan Extension When Needed
Do you need a little more time to get your pawn shop loan paid? We can give you a 30 day extension if you need it! Just stop by before your repayment date, and let us know you need a little more time on your loan. Be aware, you will be required to pay any interest or fees owed before you can get an extension, and you'll need to do it before your due date.
When you consider how a pawn shop loan works, we think you'll see that borrowing from us is a good idea. We'd love to answer any questions you have about how our cash loans work. All you have to do is stop by and let us know that you're interested in one of our collateral loans, or you can give us a call at 757-382-9066!
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